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Even though it’s just as important, the trend hasn’t caught on just yet. Online check deposits (scanned through camera)ġ00% of the top FinTechs and banks have employed online transfers since it gained popularity in the early 2010s, however, only a chosen few have allowed mobile check deposits. With facial recognition and fingerprint authentication added to the whole login security equation, life just got so much easier for banking app users and about 5 times harder for all those sketchy hacks and penetrators! By adding this timely feature and making use of the sensors most users’ smartphones already have, you increase the security of your beloved app while simultaneously lowering the fighting chances of the crooks to break your walls. Security is never basic, but it shouldn’t be too complicated too. That said, here’s a list of the five features that will keep your banking app from being basic and that will let you stay that way for at least the next five years.

Basic balance checks and online transfers no longer do it. However, times are rapidly changing and so are our needs.

From an SMS-banking trend with only a simple statement-check mechanism followed a decade after by the first fully-functional iPhone banking app in 2010, we find ourselves in 2020 with innovative apps that allow us to experience banking like never before. Mobile banking has gone a long way from its roots in the late 90’s.

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